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Cost guide

What does a heat pump cost in the US in 2026?

Last updated: April 2026

A heat pump is the future-proof choice for heating: sustainable, energy-efficient, and often eligible for federal tax credit (IRA). This cost guide gives a clear overview of typical 2026 prices, the main cost components, and the choices that influence the final price.

The price ranges are between $6,000 and $11,750, based on up to date 2026 market data. The heat pump type (hybrid or all-electric) and your home's insulation level determine the final investment.

What does a heat pump cost in the US in 2026?
Price indication per item
$5,000 - $15,000

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pieces
Estimated cost
$5,000.00 — $15,000.00
Average
Subsidies may be available for this service. View subsidy information

This is an estimate based on average 2026 prices. Actual costs may vary. Always request multiple quotes for an exact price.

Cost factors

The total cost usually consists of:

  • Heat pump and parts: 50-65% of the total
  • Installation: 20-30% of the total
  • Electrical and piping: 10-15% of the total
  • Adjustments and setup: 5-10% of the total

These percentages can vary depending on the situation and materials chosen.

Why do prices vary?

  • Heat pump type: Hybrid or all-electric determines the investment.
  • Outdoor unit location: Placement and noise requirements can add work.
  • System adjustments: Piping and electrical upgrades influence cost.
  • Insulation level: Better insulation can reduce required capacity.

Subsidies & incentives

Federal tax credits and rebates can significantly reduce heat pump installation costs.Energy Efficient Home Improvement Credit (IRA Section 25C)Amount: 30% of costs, up to $2,000 per year for heat pumpsApplies to: air-source heat pumps meeting CEE highest efficiency tierHow to claim: file IRS Form 5695 with your federal tax returnHOMES Rebate Program (income-qualified)Amount: up to $8,000 for heat pump installationEligibility: low-to-moderate income householdsNote: administered by your state energy office; availability variesMany states and utilities offer additional rebates of $500–$5,000. Check with your local utility and the DSIRE database for available programs in your area.

Regional price differences

Choose a city to view local prices and availability.

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Frequently asked questions

How long does the project usually take?
Timing depends on the scope, but on average you should plan for 1-4 weeks.
Do I need a permit?
This depends on the municipality and the project. Always check with your local authority or a specialist.
Do I need to fully insulate my home first?
Good insulation is important, especially for all-electric systems.
Can I use my existing radiators?
Sometimes, but low-temperature systems may require upgrades.

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